<?xml version="1.0" encoding="utf-8" ?>
<!ELEMENT  transfers  (fundsTransfer)+ >
<!ELEMENT  fundsTransfer  (from, to)  >
<!ATTLIST fundsTransfer
          date  CDATA  #REQUIRED>
<!ELEMENT  from  (amount, transitID?, accountID, acknowledgeReceipt ) >
<!ATTLIST from
         type  (intrabank|internal|other)  #REQUIRED>
<!ELEMENT  amount  (#PCDATA)  >
<!ATTLIST amount
         currency  (USD|CDN|FFR|EU)  #REQUIRED>
<!ELEMENT  transitID  (#PCDATA)  >
<!ELEMENT  accountID  (#PCDATA)  >
<!ELEMENT acknowledgeReceipt (#PCDATA) >
<!ELEMENT  to  EMPTY  >
<!ATTLIST to
         account  CDATA  #REQUIRED>